Access to Finance for Filipino Entrepreneurs
Capital is the sixth M in the DTI 7 M's framework. Explore loans, grants, and microfinance programs from trusted Philippine institutions — starting with the Small Business Corporation (SB Corp).
Featured: Small Business Corporation (SB Corp)
SB Corp is the DTI's financing arm dedicated to micro, small, and medium enterprises (MSMEs). It offers low-interest loans through programs like RISE UP, P3, and CARES — many with little or no collateral required.
Other Philippine finance institutions
Government banks, microfinance NGOs, and DTI-supported programs.
Small Business Corporation (SB Corp)
SB Corp
The financing arm of DTI for micro, small, and medium enterprises (MSMEs) in the Philippines. Offers low-interest loans, credit guarantees, and the RISE UP program.
- MSME loans
- RISE UP working capital
- Credit guarantees
Development Bank of the Philippines
DBP
Government-owned development bank providing wholesale and retail loans for MSMEs, infrastructure, and sustainable enterprises.
- Sustainable enterprise financing
- MSME loans
Land Bank of the Philippines
LandBank
Government bank serving farmers, fisherfolk, MSMEs, and cooperatives with affordable lending programs and digital banking.
- MSME loans
- Agri-business financing
- OFW reintegration loans
Department of Trade and Industry — Negosyo Center
DTI Negosyo Center
DTI's one-stop shops for business registration, advisory, training, and access to financing referrals nationwide.
- Business advisory
- Financing referrals
- Training
Pondo sa Pagbabago at Pag-asenso (P3 Program)
P3 Program
DTI–SB Corp microfinance program offering low-interest loans to micro-entrepreneurs as an alternative to '5-6' lending.
- Microloans up to ₱200,000
- Low interest
- No collateral
Bayanihan CARES Program
CARES
Recovery financing administered by SB Corp for MSMEs affected by calamities and economic shocks.
- Zero-interest recovery loans
- Long repayment terms
ASA Philippines Foundation
ASA Philippines
One of the largest microfinance NGOs in the Philippines, offering micro-loans and insurance to women entrepreneurs.
- Group micro-loans
- Micro-insurance
CARD MRI
CARD MRI
Network of mutually reinforcing institutions delivering microfinance, banking, insurance, and training to Filipino entrepreneurs.
- Micro-loans
- Savings
- Micro-insurance
Before you apply
- Register your business with DTI and BIR — most lenders require it.
- Prepare a simple business plan and 3–6 months of financial records.
- Compare interest rates, repayment terms, and collateral requirements.
- Visit a Negosyo Center for free advisory before signing any loan.